Senior Health

The following are from Medicare.gov

Medicare Disclaimer:

“We do not offer every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”

What is Medicare?

Medicare is the federal health insurance program for:

 
  • People who are 65 or older
  • Certain younger people with disabilities
  • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

Who can get Medicare?

The following requirements should be met to qualify

  • Age 65 or older
  • Under 65 with qualifying disability
  • Legal residents must live in the U.S. at least five years in a row, including five years just before applying for medicare.
  • Any age with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD) and ALS

What does Medicare cover?

There are 2 main ways to get your Medicare coverage—Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C).

Medicare Part A (Hospital Insurance)

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Medicare Part B (Medical Insurance)

Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.

Medicare Part D (Prescription Drug Coverage)

Helps cover the cost of prescription drugs (including many recommended shots or vaccines).

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